For our online shoppers we offer Shop Pay Installments. When you choose Shop Pay at checkout, you can split your purchase into flexible installment payments.
Add items to your bag.
Check out with Shop Pay.
Choose the option to pay in installments.
Paying in installments on Shop Pay allows you to split your purchase amount into four equal, biweekly installment payments with 0% APR, or monthly installments with no hidden or late fees.
Your first payment is due at checkout. The remaining payments are automatically charged to your card saved on Shop Pay based on the payment plan you chose. Don't worry, you'll get an email reminder before each payment to remind you.
Debit cards are accepted as a payment method for Shop Pay Installments orders in all countries. In some countries, credit cards might also be an available payment method for certain Shop Pay Installments orders.
Shop Pay Installments is available only to customers who reside in the United States or Canada, have a United States or Canadian mobile phone number, and use a payment card with a United States or Canadian billing address.
Learn more about eligibility criteria for customers on the Shop Help Center .
Yes, 30,000 USD or CAD is the order value limit that applies to purchases using Shop Pay Installments, including discounts, shipping, and taxes.
There are no late fees for customers who miss a scheduled payment. However, partial payments or late payments might impact your credit score, or your eligibility to use Shop Pay Installments in the future.
If you have questions about a missed installment payment, then visit Affirm’s Shop Pay Installments Help Center for customers in Canada or the United States .
For more information about Shop Pay Installments, visit Affirm’s Shop Pay Installments Help Center for customers in Canada or the United States .
If you finance your purchase with Affirm, your first payment is due approximately two weeks after your purchase is finalized. Please note that due to extended delivery times, your loan payment(s) may be due before you receive your purchase.
United States: Rates from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers: affirm.com/licenses.
Canada: Rates from 0-31.99% APR (subject to provincial regulatory limitations). Payment options through Affirm Canada Holdings Ltd. (“Affirm”) are subject to an eligibility check and depend on purchase amount, payment terms, vary by merchant, and may not be available in all provinces/territories. Minimum purchase and down payment may be required. For example, an $800 purchase could be 12 monthly payments of $72.21 at 15% APR for total repayment of $866.48 (credit charges of $66.48), or 4 interest-free payments of $200 every 2 weeks. Visit helpcenter.affirm.ca for more information.
*Terms are subject to change at any time. Please, visit Affirm’s Shop Pay Installments Help Center for more information - Canada or the United States .
For our in-store and online shoppers, we’ve partnered with Affirm to give you flexible financing options.
Affirm makes it easy to buy now and pay later without any hidden fees. Choose your amount and how long you want to pay it back. Make easy monthly payments over 6, 12, or 18 months with as little as 0% APR. Visit Affirm's website to learn more.
Affirm will determine how much you can finance. When purchasing a qualifying order, select Affirm at checkout to complete the application. You will apply for the amount you would like to finance, and if you are approved by Affirm, it splits the purchase up into easy monthly payments.
Pay each month simply through the Affirm app or online. The length of time over which you pay is customizable, and you choose this when you are approved.
No! Checking your eligibility won’t affect your credit. Just a heads-up, if you choose to pay in installments with Affirm, your payments may be reported to the credit bureaus.
There are no hidden fees. What you agree to upfront is all you will ever be charged. This means no late fees, no annual fees, and no fees to open or close your account.
Click here to learn more about Affirm.
Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR.
*Terms are subject to change at any time. Please, visit Affirm’s website for more info